Electric Motorbike & Scooter Insurance
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Whether you ride a LiveWire or a Ninja 7 hybrid, a Zero DSR or one of the many brands of electric scooters and mopeds, you're going to need suitable electric motorbike insurance.
Although still a rare sight on UK roads, finding insurance for electric motorbikes doesn't need to be any more of a hassle than quotes for their petrol engined cousins.
No matter what licence category your electric bike fits into, you can compare quotes today with the system available via Biker Insure. Enter your electric motorbike or scooter details just once to get multiple quotes from over 25 electric motorbike insurance providers:
What is an electric motorbike?
An electric motorbike or scooter is a type of vehicle that uses electricity as its primary source of power. Unlike traditional motorcycles that run on petrol, electric motorbikes are powered by a rechargeable battery driving an electric motor.
Electric motorbikes and scooters don't produce any emissions (whilst being ridden), or much noise pollution. They offer instant torque so are usually very quick from a standing start, but typically have much lower top speeds than regular motorbikes.
Do you need insurance for electric motorbikes and scooters?
In the same way that all petrol engined bikes on UK roads must by law be covered by suitable insurance, it's also a legal requirement to make sure your electric motorbike, scooter or moped has sufficient cover.
You can choose from three levels of cover for your electric motorbike or scooter. Follow the links for more detailed information; the levels of insurance are the same whether your bike is battery or petrol powered:
What's happening with electric motorbikes in the UK?
A few years ago, it seemed like the electric motorbike revolution may have been coming.
As of 2025, it still hasn't. Although most motorbike manufacturers are making noises with regards to their zero emission futures, we don't seem to be getting any meaningful news of new and exciting (or even viable) big bikes powered by an electric motor.
Despite a ban on new petrol motorbikes being touted by the UK Government from 2040 onwards (mopeds banned from 2030), electric motorbikes don't seem to be generating too many sparks with UK riders.
Kawasaki have released the Ninja 7 Hybrid and have a couple of small EV bikes in the lineup, but it's only really Harley spin off LiveWire, and Zero Motorcycles that are offering anything performance oriented or comparable to petrol bikes (the sportiest and most performance oriented electric bike brand Energica went bust in 2024).
Official figures from the Motorcycle Industry Association (MCIA) demonstrate this lack of interest:
- Electric motorcycle registrations 2024 (≤ 35 kW): 78 (down 2.5% from 80 registrations in 2023
- Electric motorcycle registrations 2024 (> 35 kW): 34 (down 52.8% from 72 registrations in 2023
What about electric scooters and mopeds
When it comes to EV scooters and mopeds, things are a little different, with battery powered mopeds and scooters becoming far more widespread - especially in towns and cities where the environment is perfectly suited to their use (short journeys with low average speeds).
Many of the bigger motorbike brands now produce an electric scooter or moped, but much of the growth has come from previously unheard of Chinese brands, of which there is now a baffling array of electric scooters and mopeds to choose from with names such as Super Soco, Sym and Lexmoto.
The smaller end of the EV bike market, although having reduced year on year, dwarfs that of the larger electric motorbike market:
- Electric moped registrations 2024 (≤ 4 kW): 1,487 (down 15.6% from 1,762 registrations in 2023)
- Electric motorcycle registrations 2024 (≤ 11 kW): 2036 (up 1.6% from 2,004 registrations in 2023
Going electric in 2025?
Have you taken the plunge and bought an electric motorcycle? Perhaps you are thinking of making the switch and want to weigh up the costs. Maybe you're looking to buy an electric motorcycle as your second bike to use when range isn’t an issue?
Despite electric motorcycles currently being a rarity on UK roads, you can still compare insurance for your battery powered bike by using the motorcycle insurance comparison service via Biker Insure.
By filling in just one quick form with your electric motorcycle's details and your personal information, you'll be able to see which broker on the panel can give you the can give you the best electric motorbike insurance to suit your needs.
Electric moped and scooter insurance
Although e-technology has yet to take hold of the wider "big bike" world, battery powered mopeds and scooters have become far more widespread - especially in towns and cities.
If you're looking for UK insurance for your electric moped or scooter, the comparison service via Biker Insure can help. You can compare 25+ brokers to discover the best quotes for you. Compare electric scooter and moped quotes today and see how much you can save.
Are electric bikes and scooters better for the environment?
Electric motorbikes and scooters are undoubtedly emission free, and and don't produce any potentially harmful emissions when being ridden (unless you're being pedantic and flag up the toxic brake pad dust issue...)
But that's only one part of the equation. The ecologically minded may also want to consider the environmental impacts involved in the mining of rare earth minerals, battery production, and problems with battery disposal or recycling at the end of an electric bike or scooter's useful life.
If worries about the environment are important to you when buying a bike or scooter, it may be wise to do some research into life cycle impacts of electric vs petrol powered motorbikes for a fuller picture.
Are electric motorbikes difficult to insure?
The market size for electric motorbikes is very small compared with regular petrol power, which may result in reduced choice. In addition, the silent nature of electric bikes and the cost of battery replacement may make some insurers reluctant to offer cover.
Nevertheless, with 25+ brokers on the panel you can quickly see which brokers can offer cover for your electric bike. The results are all ranked from cheapest to most expensive so you can see at a glance which policy is best for you and your bike.
Is electric motorbike & scooter insurance expensive?
Insurance for battery powered bikes and scooters is much the same as regular motorbike insurance. Your quotes will depend on your individual circumstances and the bike or scooter you ride.
This means the best way of determining exact costs will always be to run an individually tailored quote, rather than relying on estimates or hearsay on the internet.
What's the tax rate for electric motorbikes and scooters?
From 1 April 2025, registered keepers of electric motorcycles and scooters will need to pay vehicle tax. This change is being applied to both new and existing bikes and scooters.
Electric motorcycles and scooters will move to the annual rate for the smallest petrol engine size. This equates to the tax rate for bikes not over 150cc, which currently costs £25 per year.